QA2018-83 - Deposits T01.00

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Feb 01, 2024
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QA2018-83

Question


r110: The identification of exceptional and temporary "high balances" is only ex-post (e.g. after resolution) possible and cannot be calculated for this reporting.


Response


The Deposit Guarantee Schemes Directive indeed foresees the possibility of a deferred repayment in the case of high balances. If the institution cannot (fully) identify such high balances, these can be considered for the purpose of this report as either non-covered but preferred deposits (r310) or non-covered, non-preferred deposits (r320).